1. Disconnect: Telecom operators have the right to interrupt your service after you owe money, which makes you unable to use the mobile phone function and surf the Internet.

2. Late payment fee: If you fail to pay the arrears in time, the telecom operator may charge you extra late payment fee.

3. Impact on credit record: The arrears may be reported to the credit reporting agency by telecom operators, which will have a negative impact on your credit record and may affect your application for financial services such as credit cards and loans in the future.

4. Although the legal liability is not pursued, the telecom operator has the right to restrict your service: although the legal arrears do not constitute a crime, the telecom operator has the right to inform you and restrict your functions such as answering and initiating calls and sending short messages.

5. You may face collection action: If you fail to repay the arrears, the telecom operator may take collection measures, such as reminding you to repay in time by telephone, SMS, letter, etc. , and can entrust a third party payment collection.

In order to avoid the above situation, it is recommended that you pay off the arrears in time. If you can't repay the arrears temporarily, you can contact the telecom operators, explain the situation, try to negotiate with them and make a reasonable repayment plan. This can avoid the problem of default and cause greater losses, and maintain a good credit record.