1. In most cases, citizens with full capacity for civil conduct (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

2. Apply for a bank credit card: As long as you work in the company (that is, have a direct source of income) and are over 18 years old, you can issue a work certificate and income certificate to the bank and repay the loan on time.

3. Relatively speaking, the national joint-stock commercial banks are easier to handle than the five state-owned banks.

4. At present, Guangfa Credit Card does not need to issue a work certificate. As long as the cardholder has shifts in one place, he can apply for Guangfa Bank Credit Card:

(1) Log in to official website to apply for the credit card of Guangfa Bank, and go to the outlet to activate it after the application is successful.

(2) You can go to Guangfa Bank to ask for a card seller's business card, and just contact him to handle it at home.

There is no charge for handling credit cards.

6. If you provide a real estate license or a vehicle driving license (not a driver's license), you can apply for a higher credit card, such as a platinum credit card.