VISA card was issued in 1976, and its predecessor was American bank card issued by Bank of America.
The main types of VISA cards
1, Credit Card -Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.
2. Debit card-VISA provides a wealth of consumer debit card products for consumers in different regions and at different consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, Visa electronic, Interlink and PLUS.
3. Prepaid card-Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit card products. Prepaid products better meet the needs of global travelers, provide them with the unique convenience and security of electronic payment, and avoid the trouble caused by cash and checks.
4. Commercial payment solutions -VISA provides a complete set of commercial payment solutions for large, medium and small enterprises and government agencies. Visa's commercial payment platform includes:
(1) For small businesses-Visa business credit cards, Visa business debit cards and Visa series business credit cards;
(2) For large and medium-sized enterprises and government agencies -Visa enterprise cards, Visa purchasing cards, Visa business cards, Visa conference cards, Visa fleet cards, Visa distribution cards, B2B and supply chain management products and services. In addition, there is a set of software tools called VisaIntellilink Spend Management, which can better help enterprises manage their own expenses and related information.
Extended data:
1. Visapuka
The most popular Visa card in the world enjoys convenient, safe and reliable payment service.
Whether it is daily shopping, hotel reservation or online bookstore shopping, Visa card is the most recognized and accepted by merchants, and it is equally popular online and in the real world.
2.Visa gold card
Whether you are a new customer with a good credit record or an old customer who has always supported the Visa card, please upgrade to the Visa gold card immediately and enjoy the gold standard of excellent service.
As long as you hold a Visa gold card, you can enjoy a credit line of more than $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service. In addition, Visa gold card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center.
3.Visa Platinum Card
Visa Platinum Card provides ultra-high credit limit, tailor-made tourist reception services and entertainment projects, 500,000 US dollars of travel accident insurance, and a series of attractive exclusive offers.
4.visa unlimited card
Visa Unlimited Card goes beyond the ordinary payment boundary, providing a credit line that is hard to find elsewhere, unimaginable convenience, tailor-made preferential treatment and unparalleled service. Only a few invited people can enjoy the unique status of Visa Unlimited Card.
5.Visa debit card
Visa debit card can be paid directly from the bank account, and the payment record will be recorded in detail in the bank statement, making financial management easier and more convenient.
No matter daily shopping, dining in a restaurant, car refueling or travel shopping, you can use a Visa debit card to pay, and everything is naturally simpler. You can also use a Visa debit card to withdraw cash from ATMs all over the world. Visa debit card makes the shopping process faster, more convenient and safer, and can be accepted by tens of millions of merchants around the world.
6. Visaka
VisaWave card can complete payment as long as it is close to the card reader, and the process is faster, simpler and safer.
7.VisaMobile
VisaMobile integrates all the benefits provided by the Visa card into the mobile phone, and can purchase or download coupons, games, music, theater tickets and so on by phone.
8.Visa prepaid card
Payment methods other than cash or check are convenient and safe. Visa prepaid card provides an easy, convenient and safe payment method anytime and anywhere, which makes you feel at ease at all times. VisaTravelMoney is a travel prepaid card, which can go to 6,543.8+0.8 million ATMs in more than 200 countries or regions around the world within 24 hours, and randomly withdraw local currency for travel expenses.
References:
Baidu encyclopedia-visa