The overdraft limit of a credit card generally ranges from 10,000 to 50,000, depending on your repayment ability. The basis for banks to evaluate your repayment ability is the materials you provide when applying for a credit card. The car is only one of the evaluation conditions, and other materials are needed to support it! Generally speaking, the specific reference conditions of banks are as follows:

1. Marital status: Married customers are more stable than singles and are more favored by banks.

2. Technical title and working status: Technical title is a testimony of the customer’s working ability. Practitioners in industries with higher stability will receive bonus points.

3. Financial ability: Those who provide detailed personal income certificates, stable income, and long-term prospects for income growth will receive higher ratings.

4. Personal housing: Owning a personal housing can also show that the individual has a certain financial foundation and can get extra points.

5. Credit record: If the borrower has had an account with a bank in the past and has often had funds coming in and out, the bank will also consider adding points as appropriate.

6. Education level: Graduate students and above will be rated higher.

Generally speaking, financial proof documents mainly include official salary slips or income certificates issued by government agencies and enterprises in the past three months (need to be stamped with company seal or department seal); bank books for issuing wages on behalf of banks /Copy of bill (need to show salary entry information for the past three months); Copy of personal income tax payment certificate for the past three months; Copy of social insurance withholding voucher; Copy of self-owned property certificate; Bank regular and demand deposit slips/ Copy of passbook; copy of purchase receipt for funds, treasury bonds, and corporate bonds (need to show the name of the purchaser, account number, and account balance). So as long as the materials provided by the poster convince the bank that you have the ability to repay, it is still possible to be approved for a credit card with a limit of 10,000! I hope my answer can help you!