The common repayment methods for China Merchants Bank credit cards include:

1. Repay within the card-issuing bank. The payment is usually credited to the account after the system processes it on the same day.

2. Inter-bank transfer/remittance repayment. The time it takes for the money to arrive and the convenience of repayment are not as good as intra-bank repayment, online repayment, convenience store repayment and other methods.

3. For online repayment, if you choose different platforms and banks, the charging standards and specific payment arrival time will be different.

4. For convenience store repayment, it usually takes 2 to 3 working days to arrive in the account. At the same time, there is no handling fee for repayment in this way.

5. Repay over the counter and conduct RMB current deposit and withdrawal transactions.

6. Xinpaytong repayment, an innovative electronic product supported by financial services provided by China UnionPay’s inter-bank information exchange network.

7. Repayment Tong charges are generally based on the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

Extended information:

Characteristics of China Merchants Bank credit cards:

1. There are many types of cards, with novel and beautiful styles, which are easy to attract people;

2. The service attitude of telephone banking is very good and very convenient;

3. E-banking is associated with mobile phones and is relatively safe;

4. Every purchase has an electronic Email notifications, and text message reminders for every online transaction and general credit card transactions over 300 yuan;

5. Powerful online banking functions, the public version can be used directly, with the ability to check bills and details, check points, and open accounts. Cards, set online transaction limits, self-service bill installments and other functions;

6. China Merchants Bank credit card is free of annual fees in the first year. Generally, after 6 purchases, the annual fees for the next year are waived.