Huishang Bank Home Card is a credit card with a limit between 20,000 and 50,000. Home Card, whether it is inter-bank or inter-bank, or cross-border, does not accept automatic withdrawals from all domestic banks and charges any handling fees.

Huishang Bank is the first regional joint-stock commercial bank in my country that was jointly reorganized by a city commercial bank and a city credit cooperative. The reorganization of Huishang Bank is overall designed in accordance with the "6 7" plan. The merger established six urban commercial banks in Hefei, Wuhu, Anqing, Ma'anshan, Huaibei and Bengbu and seven urban credit cooperatives in Lu'an, Tongling, Huainan, Fuyang Science and Technology, Fuyang Xinying, Fuyang Galaxy and Fuyang Jinda. It was officially established on December 28, 2005.

The concept of Huishang Bank

1. Business philosophy: Keep pace with the market and win with customers

2. Business philosophy: Systematic and standardized, precise Beyond

3. Risk concept: prudent, rational and stable risk preference setting, layered, separated and integrated risk governance structure, forward-looking, objective and professional risk measurement management, active, quantitative and continuous Implementation of risk management

4. Service concept: friendly, efficient, professional

5. Talent concept: attract ambitious talents, cultivate shaping talents, do not cultivate capable talents The style is honest, diligent, cooperative and enterprising

International business

International settlement: international letter of credit business, domestic letter of credit business remittance business, import consignment, export clean bill collection, export collection Documentary collection of export letters of credit, negotiation of domestic letters of credit and negotiation of foreign letters of credit, cross-border RMB settlement business.

Trade finance: import wire transfer financing, export orders, financing import payments, buyer agency, forward letter of credit, international letter of credit, forfaiting import, letter of credit collection, documentary draft export credit insurance trade Financing Export Commercial Invoice Financing.

Huishang Bank currently has 190 branches, more than 5,500 employees, and a registered capital of 8.175 billion yuan. The total assets of Huishang Bank are 324.187 billion yuan, the balance of various deposits is 241.933 billion yuan, and the balance of various loans (including interest discounts) is 166.803 billion yuan, which are 6.7 times, 5.5 times, and 5.5 times respectively at the beginning of its establishment; the non-performing loan rate is 0.57, compared with It dropped by 5.43 percentage points at the beginning of its establishment; from January to December 2012, operating profit was 6.123 billion yuan, a year-on-year increase of 18.4%; net profit was 4.314 billion yuan, a year-on-year increase of 22.7%. Its comprehensive strength ranks sixth among city commercial banks.

Huishang Bank plans to conduct an initial public offering (IPO) in Hong Kong in November 2013. The issue price ranges from HK$3.47 to HK$3.88. The company plans to issue approximately 2.61 billion new shares. Huishang Bank has finalized five basic investors. Vanke is one of them. Its subscription amount is US$419 million, which is more than US$2.5 billion at current exchange rates.