1. The personal ID number will generate the corresponding customer number in the banking system. Banks can query personal information in the bank and customer service information (such as telephone number, address, etc.) through customer numbers or ID numbers.
2. The banking system and the identity system of the Ministry of Public Security are interconnected. You can check your name and even photos by entering your ID number. This can effectively prevent forged documents from being used to open bank cards. However, at present, this kind of authentication seems to be only used for credit cards. Ordinary debit cards do not query identity information online. It is a public security organ. Without the authorization of judicial organs, no organization or individual has the right to inquire about personal deposit information from banks. Banks are responsible for keeping depositors confidential.
3. According to the Provisional Regulations on the Administration of temporary id card: "temporary id card has the legal effect of proving citizenship", as long as the applicant meets the conditions for obtaining a card, he can apply for a credit card with temporary id card within the validity period.
4. According to the "temporary" characteristics of temporary id card, the card issuer requires the applicant to submit the household registration (book) for review when handling the application procedures for prudence.
1. Bank card refers to a credit payment tool that is approved by commercial banks (including postal financial institutions) and has all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
2. The bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
3. How to apply for a bank card
The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid certificate (ID card or ID card copy or household registration book or household registration book copy), proof of residence, proof of unit income or proof of personal assets and other materials, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information required is true. After filling out the application form, you should go to the head office of the bank for the record. After the head office of the bank reviews the application materials, it will take about 2 working days to issue the card to the customer. Credit cards are only available to customers aged 18 or above, and minors are not allowed to apply for credit cards.