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What should I do if I lose my CCB credit card?

China Construction Bank is strict about re-issuing bank cards

Almost all banks are similar. There is no saying which bank is strict and which bank is not strict.

If a CCB credit card is lost, you can reissue it. There are many ways to reissue it. Examples of reissue by phone are as follows:

1. Call the official CCB credit card customer service hotline.

2. Follow the voice prompts as follows:

1. Enter the 16-digit ID number according to the voice prompts.

2. Telephone banking password for identity verification.

3. Select the required service.

4. After selecting the loss reporting service, you can then switch to the manual service to process a reissue.

5. Before applying for a new card, verify that the identity information is correct, register the information, wait for the card to be issued, and then collect the card.

1. How to activate a credit card online:

(1) First log in to the online banking page of the bank's credit card and enter the cardholder's password.

(2) Please change your query password promptly after logging in.

(3) After the user’s credit card initial password is successfully modified, please log in to online banking again.

(4) After logging in for the second time, please click on credit card activation and enter the last 3 digits printed on the signature field on the back of the credit card and your home phone number according to the prompts on the page.

(5) After successful activation, enter the 6-digit number as the transaction password according to the prompts.

2. How to check the bank where the account is opened:

1. Check the customer service phone number. Generally, you know which bank you have applied for a deposit or bank card at, but you don’t know the branch information, so you only need to call the customer service number of the bank and ask the customer service staff to find out the information of the bank where you have an account.

2. Online banking inquiry. You can log in to online banking, then select "Account Inquiry", then click "Account Opening Outlet Inquiry", click on your bank card, and then click "Account Opening Outlet" to check.

3. Mobile banking inquiry. You can log in to mobile banking, then select "My Customer Service" and enter the information "How to check the account bank" directly in the customer service interface. The customer service will reply with the query method. Just follow the method given by the customer service to query.

The above is an introduction to the inquiry method of the account opening bank. The account opening bank is the bank that handles passbooks or bank cards and issues cards. When applying for a card, you can ask the bank staff for the name of the bank where you have an account, or you can go directly to the door of the bank and there will be information about the bank where you have an account.

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I lost my China Construction Bank card what to do?

You can re-issue the original one. When re-issuing it, you must indicate that you want the original one because there will be additional fees.

If a bank card is lost, you must first report the loss:

1. Applicants need to bring their valid documents (ID card or copy of ID card) to the bank counter to go through relevant procedures. Applying for a credit card requires Documents such as unit income certificate or personal asset certificate.

2. The procedures for applying for a credit card and a debit card are different. When applying for a credit card, you need to fill out an application form, and the information must be true. There are three pieces of information that are indispensable. That is, proof of personal identity, proof of residence, and proof of personal income. After filling out the application form, you need to go to the head office of the account opening bank for filing. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Applying for a debit card is relatively simple, and you only need to bring your own With valid documents, mainly ID cards, go to the account opening bank to fill out the application form, and the card will be issued to the applicant at that time.

3. The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.

Specific steps to reissue a bank card:

1. Call the bank card service number, explain the situation, and report the loss verbally

2. Bring your identity after one week Please go to the bank to apply for a replacement card

3. The regulations of each bank are similar. Generally speaking, it takes 7 days to report a loss verbally or in writing. The official loss report in writing shall prevail.

After the loss is formally reported in writing, the verbal loss report will automatically expire. If there is no written loss report, the account that has been frozen after the validity period will be automatically released, and you can continue to report the loss verbally.

4. If it is an ordinary debit card, the written loss report can be processed immediately (the next day) after it expires. The account will be automatically transferred to the new card, the new card will have a new account, and the new password will be entered. You can continue to use it then. The fee for reporting a loss is 10 yuan each time, and the cost of replacing a card is 5 yuan each time. (If you want to continue using your previous account, ask your bank.)

5. After applying for a new card, the old card will be automatically canceled, so don’t worry.

We first use the bank card to bind the mobile phone number to register and log in to the mobile banking APP (taking the Huawei p10 mobile phone as an example, based on the Android 7.0 operating system). After logging into the bank APP, enter "Account Management" and select what you need. Change or reissue the bank card, then click "Card Management", select "Appointment for Card Replacement", and finally select the outlet where you want to collect the card. Everyone knows the follow-up work. Fill in personal contact information according to the prompts, and then wait for the bank card notification.

How long does it take to reissue a lost credit card?

If a credit card is lost, the user should first report the loss of the original card and then apply for a new card. As for how long it takes to apply for a new card, it usually takes 15 working days. If the user is in a hurry to use the card, he or she can apply for expedited processing from the bank. If the card is expedited, a certain handling fee will be charged, but the card can be reissued in 2-3 days. Therefore, you must report the loss as soon as possible after the card is lost, otherwise there will be a risk of theft if it is picked up by others. Once property damage occurs, the user will be responsible for it.

Credit card replacement process:

1. After your credit card is lost or damaged, you can call the CCB credit card customer service hotline to apply for a replacement card;

2. If it is lost, You must first report the loss and then replace the card;

3. There is a charge of 50 yuan for reporting the loss. If it is a magnetic stripe card, there is no need to charge for a replacement. If it is a special card type, an additional production fee will be charged when the card is replaced. , for example, a personalized card needs to be charged a production fee of 50 yuan, and an IC card needs to be charged a production fee of 20 yuan;

4. If the credit card is damaged and replaced, the fee will depend on the specific situation, usually 20 yuan. The production fee for special card types is the same as above.

Requirements for applying for a credit card:

1. Aged between 18 and 65 years old;

2. A second-generation ID card is required;

3. Proof of employment and income stamped with the company’s financial seal;

4. No bad credit record;

5. Other proof of financial resources, such as real estate, cars, Stocks and bonds

Credit card application process:

1. Fill in the application form;

2. Provide personal information to the bank and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it. Waiting for password letter.

Remarks: Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.

How to reissue a lost China Construction Bank card

Procedure for reissue of a China Construction Bank card:

1. After the CCB card is lost, first report the loss by calling the CCB customer service hotline. Follow the voice prompts, but reporting a loss over the phone is not a formal loss report.

2. To formally report the loss, you need to go to any CCB branch in the location where the card is applied for. You do not need to go to the bank where the account was opened. Just bring your ID card.

3. Go to the bank branch, fill in the loss report application form, and report the card loss as required. After 7 days, bring your ID card and loss report form to apply for a new card. However, online banking must be re-opened before a replacement card can be issued. With the new card, the business and all the money in the old card can be transferred to the new card.

4. If your CCB credit card is damaged, you can apply to the bank for a damaged card replacement. If the card is lost, you need to report the loss first and then apply for a replacement card.

Notes on reporting the loss of bank cards: Banks usually charge a handling fee for reporting the loss. You need a bank card to report the loss. If you forget it, you can check it at the card-issuing bank with your ID card.

If a bank card is lost, you need to report the loss first, apply for a new card after a certain period, and you can only withdraw money after getting the new card. Generally, you need to call CCB's credit card customer service hotline to handle the card manually. It will take 3 working days to send the card after the card is created. It will be sent by China Post registered mail. It can usually be received within 10 days. You can request to send it by EMS (express delivery).

The regulations of each industry are similar. It is divided into temporary loss reporting and long-term loss reporting. Temporary loss reporting lasts for 7 days. Long-term loss reporting will expire after formal loss reporting. Generally speaking, it takes 7 days to report a loss verbally or in writing. The official loss report in writing shall prevail.

After the loss is formally reported in writing, the verbal loss report will automatically become invalid. If there is no written loss report, the account that has been frozen after the validity period will be automatically released, and you can continue to report the loss verbally. If it is an ordinary debit card, it can be processed immediately (the next day) after the written loss report expires. The account will be automatically transferred to the new card, the new card will have a new account, and you can continue to use it immediately after entering a new password. The fee for reporting loss is 10 yuan each time, and the cost of replacing a card is 5 yuan each time. (If you want to continue to use the previous account, ask the bank.

When reporting the loss verbally, you need to check the card owner’s ID number, account opening date, balance and other information. The validity period is 5 days. That is, the day when the loss is reported is the first days, until midnight on the sixth day. For example, if you report a loss on the 18th and end at midnight on the 24th, the period in between is the validity period for verbal loss reporting. After 0:00 on the 24th, it will be automatically "unlocked".

< p>How to report the loss of a CCB card?

CCB provides a variety of methods to report the loss of the account. Customers can choose to handle it according to their needs:

1. Savings account:

(1) Log in to mobile banking and click the "Account-Account Service-Account Loss Report" menu on the homepage.

(2) After dialing 95533, press the # key and then follow the voice prompts to select ". 1 Report Loss".

(3) The head of the household should bring his or her valid ID to any CCB outlet.

Warm reminder: After reporting the loss of your savings account, please do so within the validity period of the loss report Follow-up business.

2. Credit card account:

(1) Log in to mobile banking and click on the "Account-Credit Card-Account Service-Credit Card Loss Report" menu

(2) After dialing 95533, press the # key, and then follow the voice prompts to select "1 Report Loss"

(Please refer to the actual situation in case of business changes.)

< p>The steps for reporting the loss of a CCB credit card are here

People are always careless, such as accidentally losing a credit card. What should I do if the credit card is lost? How to report the loss? Today, let’s take a look at the CCB credit card. For example, let’s talk about the process of reporting the loss of CCB credit card.

The process of reporting the loss of CCB credit card. The steps are as follows:

1. Call the customer service hotline.

Call. CCB customer service hotline 95533, overseas: 86-28-95533 to report loss;

2. Log in to personal online banking

Report loss through the "Credit Card - Card Manager - Report Loss and Replace Card" menu ;

3. Log in to mobile banking

Use the "Credit Card - Credit Card Management - Credit Card Loss Report" menu to report the loss.

Warm reminder: After the loss report of CCB Long Card becomes effective. You do not need to bear the loss of funds, so once you find that your credit card is lost, you must report the loss in time to avoid loss of funds.

In addition to the credit card loss reporting process, one thing you should also be concerned about is the loss reporting fee. Yes, CCB's credit card loss reporting fee standards are as follows:

If CCB's credit card is reported as lost, a loss reporting fee of 50 yuan will be charged per card (Diamond Platinum Card, Excellence Card, Business Card (some) or Wealth Card, Private Bank Card Customers If you apply for a replacement card at the same time as you report the loss, except for some card types that require an additional card production fee (standard IC card: 10 yuan/card, non-standard card: 50 yuan/card), the rest are free. Apply for a replacement card. You can check the outstanding bill details the next day after reporting the loss and please pay attention to the next bill settlement situation.

In summary, have you learned the process of reporting the loss of CCB credit card? In the credit card section, just click

Convenient Entry

to quickly apply for a CCB credit card!

This concludes the introduction on what to do if a CCB credit card is lost and how to cancel a CCB credit card if it is lost. Have you found the information you need?