So it is right for you to withdraw cash in June and ask you to repay it on June 25th. If there is no bill, your SMS notification is normal!
All the consumption in May is the repayment on June 25th.
After using the ICBC card, you will encounter this situation: for example, at the beginning of the month, you have to pay back 5,000 yuan on the 25th, and a few days later, you have to withdraw 2,000 yuan in the middle of the month. On the 20th, you receive a text message asking you to pay back 7,000 yuan on the 25th of this month.
Regarding the regulations of ICBC, I once asked the customer service: If the cash is withdrawn on the 24th, isn't it required to pay back the money on the 25th the next day? Customer service reply: Whether it is necessary to pay back the cash on the 24th depends on whether the current bill has been paid back. If the current bill has been paid, the withdrawal on the 24th can be paid back on the 25th of next month. If the current bill has not been paid back, the withdrawal on the 24th needs to be paid back on the 25th of the next day.
The repayment order of ICBC is the cash withdrawal part of deposit first and then interest. In the above case, if only 5,000 yuan is repaid, the accounting treatment is: 2,000 yuan in cash and 3,000 yuan in bills. That is, if there is a consumption of 2000 yuan, interest will be charged, starting from the credit card. Although there is still 2,000 yuan to pay interest to cardholders, interest is the same as cash withdrawal. What is important is that insufficient repayment will affect credit in the long run!
By the way, the date of your bill is not 1, but the last day of this month.
Just before work! Or you can return it to the atm before 24 o'clock!