Minsheng Bank auto credit card is favored by cardholders because of its unique rights of 1 yuan car wash and 5% fuel return. Many card friends not only pay attention to the rights and interests of the card, but also want to know how much they can get by applying for this credit card. Let's introduce the related matters of this credit card limit for everyone.

What kind of credit card is this?

Minsheng Auto Credit Card is a credit card tailored for car owners. It is divided into four grades: gold card, standard platinum card, luxury platinum card and diamond card, which are suitable for private car owners with different needs. Card surface design is divided into classic version and excellent version.

What is the limit of this credit card?

The credit card limit of Minsheng Automobile mainly depends on your income, real estate license and the value of the car under your name. Generally, the credit card limit of Minsheng is within 10000 yuan, the gold card is between 10000-50000 yuan and the platinum card is 50000 yuan.

If you are applying for Minsheng Bank credit card for the first time, the credit card limit depends on the type of card you apply for, personal data and financial proof provided when applying for the card, etc. , refer to the following standards:

1. Marital status: Married customers will be more stable and more favored by banks than single customers.

2. Technical titles and working conditions: Technical titles are the testimony of customers' working ability. Employees in industries with high stability can get extra points.

3. Economic ability: People with detailed personal income certificates, stable income and long-term income growth prospects will get higher ratings.

4. Personal housing: owning personal housing can also show that individuals have a certain economic foundation and can get extra points.

5. Credit history: If the borrower has an account in the bank in the past, and funds often come in and out, the bank will also consider adding points as appropriate.

6. Education level: Graduate students or above will be rated as higher.

If you want to get a high-credit card for people's livelihood, you can provide weighty asset certificates, such as income certificates, real estate certificates, mortgage purchase certificates, automobile property certificates, bank deposit certificates or securities certificates. The bank will increase your credit evaluation according to your situation, and the credit limit will of course go up.

If I am not satisfied with the amount, can I increase the amount?

Reminder: The initial credit limit of Minsheng Auto Credit Card is not fixed, which can be increased or decreased with the cardholder's use of the card. If you feel that the limit is too low, you can call the bank customer service after holding the credit card for 6 months and ask for an increase in the fixed limit.

According to your credit card and repayment record, the bank will inform you whether you can increase your credit limit within one week. If you can provide some proof of your own assets (such as real estate license, car book, income certificate, time deposit certificate in Minsheng Bank, etc.). ), you will get a higher credit line.

Minsheng cheche credit card

(Refund the fuel when the consumption is full in the current month; Exclusive business driving and airport shuttle service)

How much is the annual fee for the gold card of Minsheng Bank's automobile credit card, and how many times is the annual fee exempted?

1. gold card: the annual fee of the main card is 300 yuan/year, and the annual fee of the auxiliary card is kloc-0/50 yuan/year; If you swipe your card within 2 months, you will be exempted from the annual fee for the first year. If the card has spent 5 RMB transactions or 1 ++ transactions (unlimited amount) in the current year, the annual fee for the following year will be exempted, and so on.

2. Standard Platinum Card: the annual fee of the main card is 600 yuan/year, and the annual fee of the auxiliary card is 300 yuan/year; After the new card is issued and activated, the annual fee for the first year will be charged. If there are 18 transactions or RMB 50,000 or equivalent++in that year, the annual fee for the following year can be exempted, and so on.

3. The annual fee for the luxury platinum card is 3,600 yuan/year for the main card and 65,438 yuan +0.800 yuan/year for the auxiliary card;

4. The annual fee of the main card of the diamond card is 1 10,000 yuan/year, and the annual fee of the auxiliary card is 5,000 yuan/year.

Extended data

Annual fee of supplementary card: gold card annual fee 150 yuan Platinum Card Deluxe Edition annual fee 1800 yuan Platinum Card Standard Edition annual fee 300 yuan Puka annual fee 50 yuan.

Overlimit fee:

Cash withdrawal from local peers: 1% transaction amount collection 1 yuan.

Local inter-bank cash withdrawal: 1% of the transaction amount is charged at 1 yuan.

Cash withdrawal from peers in different places: 0.5% of the transaction amount is charged at 1 yuan.

Inter-bank cash withdrawal in different places: 1% of the transaction amount is charged at 1 yuan.

Cash withdrawal from overseas UnionPay: 1% of the transaction amount is charged at 1 yuan.

Foreign non-UnionPay cash withdrawal: 3% of the transaction amount is charged $3.

Minsheng Bank does not charge an annual fee for issuing new cards. As can be seen from the above, the annual fees of gold card and standard platinum card of Minsheng Auto Credit Card are relatively low, so you can save money by swiping this card. However, luxury platinum cards and diamond cards require cardholders to bear a rigid annual fee of several thousand yuan and tens of thousands of yuan. Choose the credit card grade that suits you according to your consumption demand and repayment ability, otherwise you can't afford to pay the annual fee.

Minsheng Bank official website-Credit Card Business

Minsheng Automobile Credit Card Application Conditions and Quota

Minsheng Bank has customized a car-themed Minsheng Car Card for car owners. With this card, you can enjoy eight services such as gas return, auto insurance feedback, car wash, business driving, drunk driving, airport pick-up, annual inspection and road assistance. So, is this credit card easy to handle? What are the requirements? What is the amount of card approval? Let's take a look together.

In order to meet the differentiated needs of different private car owners, Minsheng Auto Credit Card is divided into four grades: gold card, standard platinum card, luxury platinum card and diamond card. The higher the level, the stricter the credit card application conditions.

I. Application conditions

1, a natural person with full capacity for civil conduct and repayment ability;

2. The age is between 18 and 65 years old;

3. Have a stable occupation and income, good credit status, and the ability to repay the principal and interest on time.

Second, the required information

1, resident identity card or passport

2, proof of work (work permit or relevant personnel departments to prove that the basic requirements of working hours in more than three months)

3. Income certificate (income certificate issued by the financial department of the unit, and self-employed individuals need to provide a copy of business license and tax payment certificate)

It is enough to apply for a universal card at the above three points. If you want to apply for a gold or platinum card, you'd better provide your own real estate license or proof of your own vehicle, which will greatly improve the success rate of card handling and increase the overdraft limit.

Third, the application process

Finally, fill in the relevant information step by step according to the tips on the application page, and then submit the application.

Fourth, the credit card approval.

As for the credit card limit of Minsheng car, it is also related to the type of card. Generally speaking, the credit card limit is between 3k and 1w, the standard platinum card limit is between 1w and 5W, and the luxury platinum card limit is above 5w. However, the specific amount is mainly related to the qualifications of the applicant and the application materials submitted.

Minsheng cheche credit card

(Refund the fuel when the consumption is full in the current month; Exclusive business driving and airport shuttle service)

How about Minsheng Bank's car credit card excellent gold card?

How about Minsheng Bank's car credit card excellent gold card? Minsheng Bank Car Credit Card Excellent Edition Gold Card 300 yuan is free of annual fee, with an interest-free period of up to 50 days. Credit line 1000- 10000 yuan, and the withdrawal amount is 50% of the credit line.

1. Refueling return trip must meet the card swiping conditions of the current month. For the list of merchants without points, please refer to Minsheng Credit Card website.

2. Some credit cards are not received in real time, and special treatment will not be given in this case.

3. The consumption with merchant types of 554 1 and 5542 is oil consumption and can participate in this privilege.

4. Refueling rebate will be credited to the cardholder's credit card mall account in the normal card use state before the end of the next month that meets the activity conditions. Cardholders can log in to Minsheng Credit Card Mall "My Account" to view and use.

5. Cardholders who meet the return conditions will cancel this credit card before the refueling refund is recorded, and will no longer enjoy this discount. Cardholders may not ask China Minsheng Bank for compensation in any form.

6. If it is a return transaction, the credit card consumption of the return part will not participate in the amount statistics and return calculation.

7. Overpayment transactions do not participate in amount statistics and return calculation.

8. The consumption of the supplementary card is combined with the main card, and the supplementary card is not returned separately.

9. Refueling and returning to Minsheng Credit Card Mall is embodied in the form of electronic vouchers. The coupon is valid for 1 year, counting from the month of issuance. Refueling return rules and voucher use rules are subject to the relevant regulations of Minsheng Credit Card Mall.

In addition, what are the characteristics of the excellent gold card of Minsheng Bank's automobile credit card?

Revolving credit is conducive to early consumption. Minsheng Credit Card will give you a flexible quota according to your credit status. You can spend first and then repay within the credit line, and enjoy the longest interest-free repayment period of 5 1 day. Minsheng Bank will increase the temporary quota for its application according to the comprehensive card use of customers, and actively increase the permanent quota for customers who continue to use their cards well.

Optional accounts for bills are easy to master. You can freely choose the form of electronic and paper bills, or send short messages directly to the designated number to check your financial situation in real time, so that you can easily grasp the consumption information when you travel frequently.

Repayment in various ways saves time and worry. You can choose to transfer money or deposit cash for repayment through the counters of Minsheng business outlets or ATM self-service equipment, or you can transfer money for repayment through online banking or telephone banking. You can also apply for a Minsheng debit card and automatically repay it with a credit card account, or you can remit money to repay it at other bank outlets. A variety of repayment methods will save you time and worry.

Redeem permanent points for gift miles. "Permanent points, unlimited gifts" Minsheng Bank's cooperative merchants' points accumulation system, many well-known merchants' consumption points are merged, and they can choose wonderful gifts and exchange air miles at a high price.

SMS confirmation. Credit card transactions are guaranteed. Minsheng Credit Card is equipped with SMS notification function, so you can get SMS notification service for all your transactions and keep abreast of changes in credit card accounts.

What is the credit card limit of Minsheng Bank? how to improve

Minsheng Bank Auto Credit Card is a very popular credit card of Minsheng Bank and one of the more famous credit cards among car owners. It is specially built for car owners, and there are also many preferential activities for car owners. But as a credit card, card friends are more concerned about the credit card quota of Minsheng Bank. How to improve?

Minsheng Auto Credit Card is a credit card tailored for car owners, which is divided into three grades: gold card, standard platinum card and luxury platinum card, and is suitable for private car owners with different needs. Card surface design is divided into classic version and excellent version.

Minsheng News The first titanium credit card in China-Minsheng Centurion Black Gold Card came out.

1. What is the credit card limit of Minsheng Bank?

Minsheng Credit Card's ordinary card quota is within 6,543,800 yuan, the gold card quota is between 6,543,800 yuan and 50,000 yuan, and the platinum card quota is above 50,000 yuan, with no upper limit. The credit line is the credit certificate given to the customer by the credit department of the issuing bank. Everyone's credit limit varies from person to person! At the time of initial review, the credit card limit will be comprehensively evaluated according to the information attached to the application and your specific situation, and the specific limit will be subject to the review results.

Minsheng Bank's automobile credit card gold card quota is generally between 3000- 1 10,000, the standard platinum card quota is generally between 1 10,000-50,000, and the luxury platinum card quota is generally above 50,000.

Second, how to increase the credit card limit of Minsheng Bank.

You can directly call the Credit Card Center of Minsheng Bank at 400-66-95568, enter your valid ID number according to the voice prompt or transfer to manual service to check the credit limit of the credit card. The overdraft limit of a credit card is the credit limit of a credit card. When the overdraft amount is greater than the credit limit of the credit card, the overrun fee will be generated.

If the cardholder needs to use the credit line frequently, it is suggested that the cardholder can call the bank to increase the temporary or permanent credit line. The bank will increase the credit card limit according to the cardholder's card usage. Of course, the premise is to ensure that the credit card has no overdue record and a good credit record.

This is the end of the introduction to the use of car credit card gold card and car credit card gold card. I wonder if you found the information you need from it?