I have two Everbright credit cards, a platinum card, a gold card, and a shared credit line. I thought the bill would be shared, so I returned the bill for the platinum card and forgot about the more than 4,000 gold cards. From the different levels of the card, the difference is mainly divided into two aspects:

1.

The treatment is different: (the same bank) advanced platinum cards are definitely more than gold cards, such as VIP access at the airport, free tooth mopping several times a year, free tooth cleaning several times a year and so on. Gold cards definitely have less rights than platinum cards.

2.

The difference of annual fee: the wool is on the sheep. Because the benefits of platinum card are more than gold card, the annual fee of platinum card (from the same bank) is definitely more expensive than that of gold card, and the exemption conditions are stricter than that of gold card. For example, the annual fee for a platinum card may be 3600 yuan, which cannot be reduced. The annual fee of the gold card is 65,438+0, 800 yuan, which can be deducted if you spend enough RMB 200,000 (or equivalent foreign currency) or 200,000 points within one year.

In addition, if you apply for the same cardholder's platinum card and gold card in the same bank, under normal circumstances, the amount of platinum card will be higher than that of gold card, but it is not absolute.