When using a credit card, it shows that it is not accepted, which leads to the failure of the transaction. Many cardholders are puzzled because they don't know what this means. What should they do?

Credit cards are not accepted. Why?

1. The payment amount exceeds the limit set by the bank or the maximum overdraft limit. In this case, it is only necessary to reduce the payment amount or reset the lower limit.

2. The available credit line is insufficient. In this case, you can only change the bank card to pay, or reduce the credit card limit.

3. The card is frozen, which is the most complicated situation. You should consult the bank first, find out the reason why the credit card is frozen, and then solve the problem before applying for unfreezing.

In addition to the above three most common reasons, credit cards cannot be accepted, and there may be the following reasons:

1. Non-UnionPay cards can be used for inquiry or transaction on ATM machines other than bank accounts.

2.ATM does not support UnionPay inquiry or transaction.

3. Some cards do not support remote switching.

4. The main card of the secondary card is frozen, overdrawn and the balance is insufficient.

5, other special reasons (including court assets freeze, etc.). ).

When the credit card is not accepted, you can call the bank's credit card service hotline and follow the prompts to enter the manual service to inquire about the reasons.