ETC credit card can be used for consumption. When used to pay for high-speed fees, the fee will be deducted directly from the credit card without the need to top up. When used as an ordinary credit card, it can be used for overdraft consumption, installment payment, cash withdrawal, transfer, etc. Therefore, ETC credit card has high-speed charging function and ordinary credit card consumption function.
1. High-speed consumption
Car owners with ETC credit cards can choose the ETC dedicated channel when passing through a high-speed toll station, and the high-speed fees will be automatically deducted from the ETC credit card.
2. How to consume in daily life
ETC credit card can be used for consumption in physical stores, bound to Alipay and WeChat for consumption, and consumption on the Internet
ETC It is a non-stop electronic toll collection system. The ETC dedicated lane is for vehicles equipped with ETC on-board devices and adopts electronic toll collection.
ETC (Electronic Toll Collection) non-stop toll collection system is currently the most popular in the world. Advanced road and bridge toll collection methods. Through dedicated short-range microwave communication between the vehicle electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, computer networking technology is used to perform background settlement processing with the bank, so that vehicles can pass the road and bridge toll station without Parking and paying tolls.
After January 1, 2018, electronic toll invoices can be issued for tolls paid using ETC cards or user cards, as well as ETC card recharge fees, and paper bills will no longer be issued. On May 10, 2019, Dai Dongchang, Vice Minister of the Ministry of Transport, stated that after canceling provincial toll stations, it is necessary to ensure that the ETC usage rate reaches more than 90% by the end of this year to ensure the smooth operation of the entire road network.
The ETC system uses automatic vehicle identification technology to complete wireless data communication between vehicles and toll stations, and exchanges automatic vehicle induction identification and related charging data. A computer network is used to process charging data, and a fully automatic electronic toll collection system can be realized without parking or setting up a charging window.
The ETC system conducts wireless communication and information exchange between the on-board device installed on the vehicle and the antenna installed on the toll station lane. It is mainly composed of automatic vehicle identification system, central management system and other auxiliary facilities. Among them, the automatic vehicle identification system consists of a vehicle-mounted unit, also known as a transponder or electronic tag, a roadside unit (Roadside unit, RSU), a loop sensor, etc. The OBU stores vehicle identification information and is generally installed on the windshield in front of the vehicle. The RSU is installed next to the toll station, and the loop sensor is installed under the lane floor. The central management system has a large database that stores a large amount of registered vehicle and user information. When the vehicle passes through the toll station, the loop sensor senses the vehicle, the RSU sends out an inquiry signal, and the OBU responds and performs two-way communication and data exchange; the central management system obtains vehicle identification information, such as car ID number, model and other information and The corresponding information in the database is compared and judged, and the control management system takes different actions according to different situations. For example, the computer toll management system deducts the toll due from the vehicle's prepayment account, or sends instructions to other auxiliary facilities. .