Usually it takes about 10 days to pass, and then it takes about 15 days to get the card by mail.

The prerequisite for applying for a CCB car installment loan is that you have a CCB credit card. The approval standards for credit cards are relatively low. If you don’t pay attention to the overdraft limit of the card, the possibility of applying for the card is still very high. Yes, so the staff directly submitted the application to you without checking your financial proof in detail. Credit card review time is 20 working days.

You can only apply for a CCB car installment loan if you have a CCB credit card. The general process is as follows:

① The customer first selects a car at the dealer, test drives it, and communicates with the car owner. The dealer negotiates to determine the purchase price of the car;

② Present Longka credit card, ID card, work certificate, real estate certificate and other financial proof, and fill in the car purchase installment application form;

③ The dealer Submit the customer's application information to China Construction Bank;

④ 3-5 working days for review. After the application is approved, the customer goes to the dealer to pay the down payment and go through relevant procedures;

⑤ Wait for the loan , usually 5-7 working days, after receiving the SMS notification, go to the 4S store to pay the balance by swiping your card and pick up the car;

⑥Repay in monthly installments through Longka credit card.

The bank may take your application materials into consideration when approving a car installment loan. This is generally difficult to predict. You can ask the 4S store. The probability of approval is quite high.