Repayment will be calculated if you pay it in and then withdraw it on the repayment date. The explanation is as follows:

1. As long as the payment is made before the repayment date, it will be counted as repayment, regardless of the billing date. ;

2. Even if the repayment date is on the 15th, and you pay it back on the 14th, and then consume or withdraw it immediately on the same day, it will still be counted as repayment, and the consumption or withdrawal will be included in the next bill;

< p>3. As long as there is a deposit in the bank, it is considered a repayment. The credit card industry term is called revolving credit.

The credit card repayment date modification channels are as follows:

1. Mobile Banking APP: Log in to the Mobile Banking APP, select more options in the credit card module, and then follow the system prompts to modify it

2. Branch counter: Bring your ID card and related cards to the branch counter of the local card-issuing bank, and make modifications with the help of the staff;

3. Customer service Telephone: Call the customer service number of the card-issuing bank. After being connected, you can make modifications through manual service.

Legal basis: Article 70 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks"

Under special circumstances, it is confirmed that the amount of credit card debt exceeds the cardholder's repayment ability and the credit card holder has If the cardholder is still willing to repay, the card-issuing bank can negotiate with the cardholder on an equal footing to reach a personalized installment repayment agreement. The maximum term of a personalized installment agreement shall not exceed 5 years.

The contents of the personalized installment repayment agreement should at least include:

(1) Arrears balance, structure, currency;

(2) Repayment Period, method, currency, date and repayment amount of each period;

(3) Whether annual fees, interest and other fees will be charged during the repayment period;

(4) Holding Cardholders shall not apply for a credit card commitment from any bank before all amounts related to the personalized installment agreement have been settled;

(5) Rights, obligations and liability for breach of contract by both parties;

< p> (6) Other matters related to repayment.

If both parties reach an agreement and sign an installment repayment agreement, the card-issuing bank and its card-issuing business service agency shall stop collecting payments from the cardholder, unless the cardholder fails to fulfill the installment repayment agreement. If an oral repayment agreement is reached, the card-issuing bank must retain the recording materials. The recording data will be retained at least until the date of settlement of the debt.