If the buyer pays with PayPal balance, no dispute can be initiated within 45 days of payment.
If the buyer pays with a credit card, he can cancel the order from the credit card company within about 180 days
It is recommended that the seller collect the payment by creating a bill, and the buyer will collect the payment according to your Bill payments, as long as they are paid through his paypal account, whether it is a credit card or pp balance, are protected.
For details of the seller protection policy, you can log in to the system notification on the right side of the PayPal homepage and click Rule Update to view
PayPal Business