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Research status of credit card business at home and abroad
With the improvement of social and economic progress, people's lifestyles are constantly updated and their living standards have greatly improved. In recent years, China's bank credit card business, as a tool and form of consumer credit, has become the focus of people's social life. People are enjoying the convenience that credit cards bring to their lives while using bank credit cards. Nowadays, credit cards make it more convenient for people to shop and spend

, which saves the tedious process of cash payment. With the improvement of people's quality of life, their psychological demand for consumption is also gradually improving. The progress of bank credit card business in China has also improved the frequency and efficiency of consumption to a certain extent.