Bank credit cards cannot be used to withdraw cash beyond the limit. Cash can only be withdrawn within the withdrawal range of the credit card. There is no problem of excessive consumption with credit cards. If the credit card limit is not enough, you can call the Bank of Communications customer service number to apply for a temporary increase. Credit limit.

The temporary limit of China Merchants Bank's credit card cannot be changed to a fixed limit. If the temporary limit expires, as long as there is no overdue record within three months, you can apply to increase the fixed limit.

1. Use more credit cards, such as spending more, applying for more installments or withdrawing cash, etc., which can bring profits to the bank. It is easier to increase the limit;

2. Provide good economic strength Proof materials, such as: copies of real estate certificates, car driving licenses; copies of bank loan accounts or deposit certificates, bank deposits, etc.;

Requirements for increasing bank credit card limits:

1. If you have used a credit card for more than three months, you can apply for a limit increase for the first time. If you have not used the card for more than three months, you need to provide proof of property when applying for a limit increase;

2. For credit cards that have been used for more than six months, The credit card can apply for a limit increase for the second time. If the card has not been used for more than six months, proof of property is required. The conditions that must be met are that the customer has successfully applied for an increase in the fixed limit six months after the first time; if supplementary information is submitted, There is no restriction on the interval between two applications for promotion being more than 6 months.