A comprehensive review of provident fund loan online lending platforms? They are still useful!
When applying for online loans, if the borrower can provide his or her provident fund information, he or she can often obtain a very high amount and a very low interest rate. Here, we will summarize the provident fund loan online loan platforms for everyone to consider for friends who pay provident fund.
Gome Easy Card
Gome Easy Card is one of the most popular provident fund loan platforms. It can provide loans of up to 150,000 yuan to friends with provident funds. The loan is issued quickly and in installments. The time is long, the loan interest rate is low, and Gome Electric Appliances is the backer.
Minsheng Bank
Loan applicants must have continuously paid provident fund for more than one year before applying for a provident fund credit loan, and the monthly deposit amount must be more than 500 yuan. Loan applicants must not have any negative records in their personal credit report.
CITIC Bank
Applying for a provident fund credit loan According to CITIC Bank's provident fund credit loan requirements, the loan applicant can apply for a provident fund credit loan as long as the provident fund has been deposited for a certain period of time. The provident fund credit loan can be applied for up to 1 million yuan, and the maximum loan period can be applied for up to 3 years.
Elite Loan
The application conditions for mobile phone loan products under Zhongyuan Consumer Finance are very simple. You only need to be 18-55 years old and have good personal credit. The credit requirements are strict. It is necessary to check the credit report and submit it. It is suitable for office workers to apply.
The above is the relevant introduction. In fact, in addition to the provident fund, social security and punch-in salary statements are very effective qualification certificates in the loan process, so if you can provide these information when applying, you may be able to Get a higher credit limit. Of course, after borrowing money, you must pay it back on time.
In 2019, there are online loan platforms that provident funds can use, and we introduce these!
Normally, after everyone works, the company will purchase five insurances and one fund for employees. Provident fund is an important benefit. You can use it to buy a house in the future. There are also many provident fund loans on the market. You can get a loan, let’s find out today.
1. Ping An O2O loan
Application conditions: 22-55 years old, with a fixed job, social security or other real estate required information: identity authentication, mobile phone authentication, operator authentication, Application quota for contact authentication, bank card authentication, private car, provident fund, etc.: up to 300,000 yuan. Period of use: 12, 24, 36 periods
2. Everbright Bank: Applying for provident fund credit loan Everbright Bank has a special The loan product designed by Provident Fund Credit Loan is called "China Everbright Bank Provident Fund Online Credit Consumer Loan". This provident fund credit loan is open to all users who meet the loan conditions of Everbright Bank and have paid provident fund.
3. Minsheng Bank: Loan applicants must have continuously paid provident fund for more than 1 year before applying for a provident fund credit loan, and the monthly deposit amount must be more than 500 yuan. The loan applicant’s There should be no bad records in the personal credit report.
4. China CITIC Bank: Apply for a provident fund credit loan. According to CITIC Bank’s provident fund credit loan requirements, the loan applicant can apply for a provident fund credit loan as long as the provident fund has been deposited for a certain period of time. The provident fund credit loan can be applied for up to 1 million yuan, and the maximum loan period can be applied for up to 3 years.
The above is the relevant introduction, I hope it can be helpful to everyone. In addition, after borrowing money, remember to pay it back on time and not to overdue it.
A must-have online loan if you have a provident fund
What are the must-have online loans if you have a provident fund in 2022?
1. Youqianhua
Youqianhua is a provident fund loan platform and a loan product launched by Duxiaoman Financial, a subsidiary of Baidu. Users with provident funds can choose to certify provident funds when verifying their information. Generally speaking, loans with good credit are between RMB 30,000 and RMB 50,000.
2. Yixianghua
Yixianghua is also a platform for provident fund loans. Recently, it has opened a channel for authorizing provident fund increases. Brothers who have obtained the amount can also do so. The provident fund is authorized to raise the amount. Normally, users with punch-in wages or provident fund will have a certain amount increase after they are granted credit.
3. Zhongyuan Consumer Finance
Zhongyuan Consumer Finance Loan Platform has a provident fund loan model, which is mainly for users who pay provident funds. They need to pay provident funds continuously for more than 12 months, and the maximum amount is 20 Ten thousand yuan can be recycled within one year, and the interest is calculated on a daily basis, which is very suitable for users with provident funds.
4. Gome Easy Card
Gome Easy Card is a credit loan platform owned by Gome. During the application stage, provident fund certificates can be provided for certification. If you have provident fund, you can make a payment quickly. It can provide loans of up to 200,000 to borrowers with provident funds, with a maximum installment period of 3 years and a monthly interest rate of 0.66. Users who have certified provident funds only need to wait for the loan after being approved. When the personal provident fund account is in normal payment status, it is best to make continuous contributions for more than 6 months to get passed.
5. CCB Quick Loan
CCB Quick Loan is a purely online personal credit loan product under China Construction Bank that is open to high-quality CCB cardholders. The maximum amount that can be applied for CCB Quick Loan is 200,000, and the use period is 36 months. For individuals who have paid monthly provident fund contributions for 6 months or more (6 months is the minimum standard), the amount is generally about 100 times the balance of the provident fund payment, with a maximum of 300,000. If the provident fund monthly payment is 500, then your loan limit is up to 50,000.
6. Jinsi Loan
Jinsi Dai 51 Provident Fund Manager is a personal provident fund credit loan product open to users who hold provident fund accounts. Currently, Jinsi Loan is the most open The amount that can be applied for is 50,000, and the use period can be in installments up to 24 months. When applying, provide personal identity verification and facial recognition, and then you need to have a provident fund account verification that has been paid continuously for three months and the monthly deposit base is greater than 300. OK. In fact, 51 Provident Fund Manager has many provident fund-related loan products, such as Jinyi Loan, Jinjia Loan, Jinka Loan, etc. You can apply directly through the entrance link below.
7. China Merchants Bank Flash Loan
Flash Loan is a purely online personal credit loan product operated by China Merchants Bank Co., Ltd. that is open to individuals for application. Currently, Lightning Loan is The maximum amount that can be applied for is RMB 300,000, and the maximum usage period is 24 months. In fact, the amount of flash loans is a revolving amount that can be borrowed and repaid at any time, with interest calculated on a daily basis. User groups with good personal credit, who often use CMB for financial management or salary payment, have provident funds, or pay normal personal taxes every month can apply for flash loans.
What are the Provident Fund loan platforms?
Provident Fund loan platforms include Wage Wallet, Yirendai, Kakadai, Houqiang, Lixin Express Finance, etc.
1. Salary Wallet
Salary Wallet is a platform where you can apply for a loan if you have provident funds.
2. Yirendai
Users need to provide identity information, work information, bank statements, contacts, credit cards, credit reports, provident funds, income certificates, etc. to obtain loans.
3. Kakadai
Kakadai users need to provide identity information, credit card, credit report, and provident fund for loans. The borrower is between 20 and 50 years old.
4. Thick Wallet
Thick Wallet is a small and medium-sized loan product. Applicants must be between 22 and 55 years old and must provide identity information and mobile phone information. The limit can be increased by filling in work information, contacts, credit cards, provident funds, and social security.