Bank cards are vulnerable to risk control because of their frequent deposits and withdrawals and abnormal status. Generally, the risk control status is released after 24 hours, and the credit card is in the risk control status. The elimination time varies with risk control, and the situation is not particularly serious. Risk control is usually released automatically after 1-2 months. If the situation is serious, it may take several years to eliminate the risk.
If the user finds that his bank card has risk control, he can contact the customer service of the bank actively and ask to cancel the risk control.
If you want to remove the risk control, you need to consult the bank staff first about the reasons for the risk control. Find out the reason and prescribe the right medicine. As long as the sensitive behavior of those banks is eliminated, the risk control will be lifted soon. Risk control is generally a sensitive behavior of user accounts. In order to prevent unexpected financial losses, the bank took monitoring measures. Once the bank account is under risk control, the bank card and credit card of the same bank will be affected. The abnormal use of credit cards, in addition to the abnormal flow of bank funds, is also easy to be controlled by bank risks.
What are the consequences of bank card risk control?
Bank card risk investment is actually the bank's control of bank card risk. Bank cards generally ensure the security of users' accounts through the risk control management system to avoid financial losses. This is a risk monitoring method. If the bank risk control system automatically captures the abnormal situation of the bank card, the account will be frozen and the risk control of the bank account will be affected.
For example, when the amount of bank card funds is too large, banks will conduct risk monitoring. If the tracking feedback results show that there is no violation of laws and regulations, the risk control will be released.
If the bank card has risk control, first communicate with the bank and ask the staff why the bank card has risk control. If the bank's risk control account is controlled by the bank because of illegal attacks and other illegal operations by non-users, the bank will release the control of the bank card users after verifying the relevant situation, and the users can change the account password.
Users can also try to use bank cards and credit cards frequently in large supermarkets to prove that they are normal users. At the same time, they should pay attention to the credit card quota, not too low or too high, and increase the number of credit cards accordingly.
Of course, if you only do normal business operations such as transfer and remittance, you don't have to worry too much about the risk control of bank cards.