I work in the credit card center of the bank, and our methods for verifying the financial certificates of customers are as follows: \r\n\r\n 1. The bank can check whether the account is a payroll account through its own system, whether there is capital flow, and it cannot be forged; \r\n\r\n2。 The purchase of funds, government bonds and corporate bonds requires the original ID card to be entered into the system, which can be verified by the banking system and cannot be forged; \r\n\r\n3. With high credit cards and high-end membership cards from other banks, banks can retrieve your personal information from other banking systems, which cannot be forged; \r\n\r\n4。 The copy of the personal income tax payment certificate for the last three months can be forged, but the bank club cannot forge the original; \r\n\r\n5。 Social insurance is not based on withholding vouchers, but on social security information queried online, which cannot be forged; \r\n\r\n6。 Official payslips or income certificates issued by government agencies and enterprises in the last three months can be forged, but if a bank inquires about your social security online, investigates your company by telephone, or even goes to your company in person, it can identify the authenticity; \r\n\r\n7。 A copy of the self-owned property certificate can be forged, but the bank will verify the original and can identify the authenticity; \r\n\r\n8。 A copy of the bank's time deposit certificate/passbook can be forged, but the bank can query your account information through the system and can also identify it.