you can't withdraw money from a car loan credit card, and the amount in the car loan credit card is a special amount, which can only be used to pay for car purchases. For example, if the amount of car loan applied by the user is 1, yuan, then after the special installment of the credit card is 1, yuan, the card can only be used to save money but not to withdraw money. Users want to withdraw cash by credit card, please choose other credit cards that have not handled car loan business.

In addition, when handling car loan business, credit cards cannot be used for consumption, and neither online nor offline payment is supported.

generally speaking, car loan credit cards are special cards, which can only be swiped at a specific pos machine to pay for the car to be purchased, and cannot be used for consumption in other places. After swiping the card, the cardholder needs to repay the arrears on schedule according to the number of installments. After paying off the arrears, if the cardholder wants to use the credit card, he can apply for a credit card at the bank to use it.

Generally, to apply for a bank credit card, the applicant needs to meet the following conditions:

1. The applicant is between 18 and 65 years old, holds valid identity documents and is a natural person with full civil capacity.

2. The applicant's personal credit record is good.

3. The applicant has a regular job and a stable income. If you have a car, you can also provide relevant certification materials of the car, which will help you get a higher quota.

The car loan credit card process is as follows:

1. The applicant submits the application materials for car loan;

2. The handling bank conducts preliminary examination on the application materials submitted by the applicant, and conducts credit investigation and customer evaluation on the applicant;

3. examine and approve loan applications that meet the loan conditions through preliminary examination and credit investigation;

4. If it passes the examination and approval, notify the applicant to go through relevant procedures such as contract signing, loan granting, mortgage or pledge; If it fails to pass the examination and approval, it shall be explained to the applicant;

5. After the application contract comes into effect, the handling bank will issue loans. Special loan method is adopted, that is, according to the loan contract, the handling bank directly transfers the loan to the dealer account of the borrower's car purchase.

Matters needing attention in the process of handling:

1. The down payment for car purchase cannot be paid by credit card;

2. CCB's credit card purchase fee needs to be paid in one lump sum at the first repayment;

3. If you want to repay the installment in advance, the handling fee is non-refundable;

4. Vehicles purchased by credit card installment must be insured against theft and loss of motor vehicles, and the insurance period is consistent with the installment period.