The quota can be shared, but most banks stipulate that repayment cannot be shared. If two cards spend 2000 yuan and 3000 yuan respectively, the cardholder will only repay 5000 yuan to one card, and the other card will be regarded as unpaid, which will lead to overdue records. However, the customer service staff of China Merchants Bank and ICBC credit cards said that repayment can also be shared. No matter how much the two cards spend separately, the total amount owed can be regarded as paid back.

Consolidated account means that the same bank has multiple credit cards, and only one or two accounts are shown in the credit report, usually RMB accounts and US dollar accounts. For example, China Merchants Bank, no matter how many credit cards are applied for in China Merchants Bank, the credit report will only show RMB and US dollars at most.

Extended information 1, repayment after bill.

Especially suitable for many people who have overdue credit information before and need to improve their credit. You only need to pay back in full the day after the billing date comes out, and there will definitely be no overdue problem. As for the interest-free period that many people care about, in fact, they can't make much money. Compared with the credit card, which can't withdraw cash and the loan can't be repaid, it's worthwhile to lose a few days' interest-free period.

Step 2 set the alarm clock

No matter which repayment method, it is better to set an alarm clock. You'd better set a memo reminder in your mobile phone, or indicate the repayment date on the back of the card, which can effectively avoid overdue.

3. Choose the right repayment method

There is no need for WeChat repayment, and apps such as Alipay, UnionPay wallet and Jingdong Finance can repay. Sister Ka recommended UnionPay wallet and Jingdong Finance. On the one hand, there are some repayment vouchers, on the other hand, the repayment speed is also guaranteed.

Hebei News-Can two credit cards be shared?