Applying for credit card installment is conditional. Cardholders do not need to apply for installment payment. Usually, an installment application will be rejected for the following reasons:

1, card status does not meet the requirements.

Credit card installment can only be carried out when the card status is normal. If the credit card is overdue, or because the bank detects a risky transaction, the card is frozen and may not be installment.

2. The stage time does not meet the requirements.

Credit card installment includes unbilled installment, billed installment, unbilled installment and unbilled installment, which are handled from the credit card entry to the billing date, and the billed installment is handled from the billing date to the final repayment date, and can only be applied once a month.

3. The installment amount does not meet the requirements.

First of all, the initial installment amount must be reached. Some banks are in 300 yuan and some banks are in 500 yuan. The maximum installment amount is mostly not 100%, which is generally about 95% of the total transaction amount.

4. The segmentation method does not meet the requirements.

Credit card installment generally refers to the installment of consumption amount, but it does not support cash advance transactions and various formalities fees charged by banks (such as annual fees, interest, liquidated damages, over-limit fees and other credit card fees).