If the validity period of the credit card has expired, the bank will proactively contact you to change the card. If you want to continue using it, just replace it with a new card; if you no longer want to use it, you need to call the bank to apply for cancellation and process the expired card. Destroy processing to avoid information leakage.

All banks have started to process the replacement of chip cards. If the credit card is a chip card, the validity period can generally reach more than 10 years. If you still use a magnetic stripe credit card, it is recommended to go to the bank as soon as possible to replace the chip card. Chip cards are better than magnetic stripe cards. Strip cards are safer and more widely used.

The valid period of use of the credit card is indicated on the front of the card. If you do not submit a non-renewal application to Ping An Bank one month before the expiration date of your Ping An Credit Card, the bank will issue you a new card. The card will be sent to your billing address.