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Does Taobao's installment bank card need overdraft card?
First, yes, the bank card required for Taobao installment payment must be a credit card, and two conditions must be met at the same time:

1. The seller opens the credit card gateway payment function and signs "Credit card (supporting installment payment)" in the store baby details.

2, the transaction amount in 600 yuan and 600 yuan above physical goods. If you choose to use balance, red envelope, concentrated treasure, etc. Payment is made at the cashier's desk, and the bank 600 yuan does not receive the payment, so installment is not supported.

Second, Taobao credit card staging operation steps:

1. Select the seller who supports "credit card installment" and click "Buy Now";

2. On the confirmation page of order information, check "credit card installment";

3. Select a bank and fill in the information to confirm the payment (if you don't want to pay by credit card, you can choose "No installment");

4. Select Use Segmentation. By default, it is divided into 12 periods, and the number of periods, handling fee, rate and repayment amount of each period will be displayed;

5. Click the drop-down box of the number of periods to modify the number of periods;

6. Click "Staging Rules" to display the specific rules for staging;

7. Enter the payment password to complete the payment.