Brand model: iPhone 13

System version: iOS 15.3

App version: v7. 1.0

1. Download the Pocket Banking APP of Agricultural Bank on your mobile phone, register with your own mobile phone number reserved in Agricultural Bank, and log in to the Pocket Banking App of Agricultural Bank with your mobile phone number after registration;

2. Find the "Credit Card" option in the pocket bank and click "Credit Currency Option";

3. Check the introduction of credit currency products, pre-credit line, credit survey, online verification and ABC credit currency user agreement;

4. Verify your identity, including the card information in your name, and fill in 16 required information such as yourself, company, contact person, etc. After filling in the information, fill in the SMS verification code, and the card number, expiration date and CVV information will be displayed in the pocket bank. Then confirm, set the transaction password and inquiry password, and click OK to activate the account; 5. Handle cash installment according to your own needs.

China Agricultural Bank Credit Coin is actually a virtual credit card product without physical medium issued by China Agricultural Bank. The product also has the function of overdraft consumption, which can be used for online and offline consumption, installment and overdraft transfer.

Credit accounts are mainly credit card products without physical media issued to pre-credit customers of banks. The external name is "Agricultural Bank Credit Coin", and the special card BIN number is 6258 18. The 23rd of each month is the bookkeeping date, and the due repayment date is 19 days after the bookkeeping date.

The bank-holding terminal has the functions of credit currency account information inquiry, bill inquiry, installment application, agreed repayment setting and maintenance, repayment, password management, loss reporting and card replacement, bill setting and so on.

This counter is suitable for transactions that allow manual card number input. Credit coins are mainly used for online cardless channels, supporting online K-code payment, online payment by UnionPay and third-party payment such as Alipay and WeChat. Support the binding of HCE, China UnionPay, Kuaijietong and Apple Pay payment. The credit line is the same as the credit card account, and it is under unified management at the customer level.

Research on Credit Currency of Agricultural Bank of China;

1. Application conditions: ABC credit card users or qualified individual quality customers of ABC, such as mortgage customers and contract customers.

2. Relationship with credit card: If the applicant already has a credit card of Agricultural Bank of China, after applying for credit currency, the credit currency limit is shared with the credit card already held.

3. Credit line: The credit line of ABC is still in the trial operation stage. During this period, the credit line applied for through the bank channel is not higher than 65,438+00,000 yuan, and the credit line applied for through the counter channel is not higher than 30,000 yuan. After the trial operation, the credit limit is generally the cash withdrawal limit of the credit card account, that is, 50% of the credit account limit, and the accumulated installment balance does not exceed 50,000 yuan.

4. Handling fee: The number of optional cash installments of credit currency is 3, 6, g, 12. The adopted rate is 0.49% for each period, and the handling fee is charged in one lump sum on the first billing day.