Credit card installment can be repaid in advance, but you need to contact customer service in advance to terminate the installment. The cardholder should be reminded that once the installment application is successful, it is irrevocable. Even if the installment is terminated early, the handling fee for the remaining installments will still be charged.

Credit card installment is usually divided into 1-24 installments. Applicants can choose freely, and the fees are different. They can choose the appropriate number of installments according to their personal economic situation. Most banks have such regulations on credit card installment: even if repayment is made in advance, a handling fee will be charged.

Bank of China: The installment fee will be collected in one lump sum in the first installment and will not be refunded once it is collected.

China Construction Bank: The handling fee is collected in installments. The cardholder has successfully processed the bill installment. If he applies for prepayment, he must pay off all the remaining principal and handling fee in one lump sum, and the installment handling fee collected will not be refunded.

China Merchants Bank: The handling fee is charged by stages. If you need to cancel installment or prepay, you need to apply for installment settlement. Unpaid installment amount and handling fee must be paid in one lump sum, and the advance payment is irrevocable.

Bank of Communications: The handling fee will be collected in installments. If the installment is ended early, the fees received will not be refunded, and the remaining fees will be paid in one lump sum.

Guangfa Bank: The handling fee is charged in installments, and it is convenient to prepay online banking in installments. After the prepayment registration is successful, the remaining unpaid handling fee and principal will be repaid in one lump sum.