Bank of Beijing, etc. below 800 does not affect normal use. According to statistics, frozen deposits cannot be used for customers' daily consumption in the financial industry, and will only be returned when they cancel their accounts in ETC. However, some financial institutions (such as Huaxia Bank Credit Card and Bank of Beijing) require that the deposit can be used for driving deduction time, but the balance of the fixed account in the debit card should not be lower than that in 200 yuan.