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ICBC's credit card was told to stop using, and I was asked to cancel my account. Should I cancel my account?
1, don't close the account,

2. If the bad record of account cancellation will be tracked for seven years, any bank that wants to apply for a card or loan within seven years will not approve it.

3. Explain the situation of owing money to the bank, pay back the money before opening the card, continue to use this card, and maintain a good credit. After 24 months, bad records will be erased.

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