Take his family’s consumption installment as an example

Consumption installment: It is to apply for installment for single card consumption exceeding one thousand yuan without issuing a bill.

Processing time: from the time the card is swiped to two days before the latest bill date.

Transaction amount: A single credit card payment is greater than or equal to 1,000 yuan.

The number of installments and fees: The following figure is provided to the poster on the official website. The poster can take a look at it:

Example: Assume that the poster's bill date is the 5th of each month and the payment is due. The date is 20 days after the bill date, that is, the 25th of each month. If the poster swipes his card for 30,000 yuan on 6/1, he can call to apply for consumption installment before 6/3 (6/5 is the bill day, and 6/3 is the 2 days before the bill) , divided into 6 phases. The principal of each installment = 30,000/6 = 5,000 yuan. The handling fee for each period = 30000*0.6%=180 yuan, the total *** handling fee for 6 periods = 180*6=1080 yuan, the amount payable for each installment = 500180=5180 yuan, the money for the first installment will be If it is paid on the 6/5 bill, it can be paid before 6/25, and so on, and it will be paid off in 6 months.

If the poster has any other questions, you can ask.