Yes, you can apply for installment repayment from the bank after swiping your credit card.

1. Credit cards generally have a three-day grace period after the repayment date. Repayment within the grace period is deemed to be repayment on time;

1. If the payment is paid in full, no charges will be incurred. Fees;

2. If the repayment amount is less than the minimum repayment stipulated by the bank, it will be considered overdue, and the interest will be 0.05. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged;

3. If the repayment amount is greater than or equal to the minimum repayment but less than the full repayment, interest needs to be paid at 0.05;

2. If the repayment exceeds the grace period, it will be considered overdue: interest At 0.05, there is also a late payment fee.