All-in-one card is a bank card. You must deposit money into your account before you can use it for credit card consumption and cash withdrawal. There is a card management fee. There is no need to pay management fee for deposits exceeding 1/ yuan and 10000 yuan per month or for repayment by credit card. \ x0d \ Credit card is also a overdraft card, that is, you can spend it directly without saving money. Credit card means to apply for a card. The annual fee of credit card is very high, and now it can be reduced by some means, such as spending points or swiping the card several times (this is different according to the regulations of different banks) \x0d\ The condition for credit card processing is that you need some relevant documents, such as ID card, work permit, salary slip and assets. These are all indispensable before you apply for a credit card; However, one card only needs its own ID card, which can be used at that time, which is very convenient; The one-card card has no expiration date, but the credit card can only be used for 3 to 10 years, and a new card must be replaced. Credit cards have points to spend, and they can be exchanged in kind on the relevant leaves of the bank. One card Kaka has no consumption points. It depends on your personal situation. Credit cards have a settlement date and repayment date every month. The settlement date refers to your total consumption this month, so that you can know how much expenses you have incurred. The repayment date is generally 10- 25 days from the settlement date (bank repayment is different). On the repayment date, be sure to pay off all the money spent before the closing date or the minimum repayment amount, so as not to bring you bad credit and legal trouble. Please use your credit card as much as you can. If you have no money to pay back, try not to spend too much. \ x0d \ What questions can you ask me?