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The credit card is free of annual fees for the first year. Is this first year based on the date of card application? Or is it based on the activation date?

Hello! The first year of a China Merchants Bank credit card refers to the 12 months after the card issuance. If your card issuance month is December, the first year is from December to November of the following year.

If you still have questions, it is recommended that you use the credit card intelligent service platform to solve credit card problems anytime and anywhere. Click here to view details>>/Common/Default.aspx?pageid=zxkf1

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