Legal subjectivity:

You cannot apply for a credit card with someone else’s ID card. Under normal circumstances, you cannot use other people's ID cards to do any business, including credit cards. Businesses that require ID cards to be handled generally require verification of the ID card, and the salesperson who is required to handle the business in person is responsible for verifying the ID card. In the process of credit card application, the "three-parent" system must be implemented, that is, to see the applicant in person, to verify the original ID card of the applicant, and to see the applicant's signature in person. As long as bank personnel follow the system, you can use someone else's ID card to apply for a credit card. It's impossible. Information required for personal credit card application: 1. Proof of identity: ID card (requires a copy of the front and back), military personnel need to provide a copy of the military ID card; 2. Work certificate: It can be the original work certificate issued by the unit where you are employed (please specify the specific Company name, department, position and income status, and stamped with company seal or personnel seal), or a copy of the original and marked work permit verified by the promoter. Article 6 of the "Identity Card Law" The format of the resident identity card shall be formulated by the public security department of the State Council. Resident ID cards are uniformly produced and issued by the public security organs. Resident ID cards have both visual and machine-readable functions. The visual-readable and machine-readable contents are limited to the items specified in Paragraph 1 of Article 3 of this Law. Public security organs and their people's police shall keep confidential the personal information of citizens that becomes known due to the production, issuance, inspection, and seizure of resident identity cards. Legal objectivity:

Article 12 of the "Interim Measures for the Administration of Personal Loans": Lenders should require borrowers to submit personal loan applications in writing and require borrowers to provide relevant information that can prove that they meet the loan conditions. Article 13 of the "Interim Measures for the Administration of Personal Loans" After accepting the borrower's loan application, the lender shall perform due diligence responsibilities, investigate and verify the authenticity, accuracy and completeness of the content of the personal loan application and related circumstances, and form an investigation evaluation Opinion.