Installment of bills (only holders of business cards, business cards (including financial business cards), purchase cards, ANA protection cards or supplementary cards cannot apply): you can enjoy interest-free period but there is a handling fee. Handling fee per installment = total installment amount × handling fee rate per installment. At present, there are 2 -36 issues, and the commission rate for a single issue is 0%~ 1.67%.
E installment is used for temporary storage of RMB bills. There is a special e installment account, and the installment amount does not occupy the credit line. And bill installment are two different functions, and bill installment will occupy the credit line. Please refer to the application interface for handling fee. E installment fee payable for each installment = approved amount × total rate ÷ number of installments; Among them, the total rate = the number of periods × the handling fee rate of a single period. The actual number of periods and the handling fee rate are subject to the results of the next system evaluation of our bank. The handling fee payable for each period is included in the cardholder's e-installment account bill month by month, and the balance is merged into the last period.