You can apply for a credit card if you are 20 years old, but you need to provide proof of work and income, such as a valid ID card, proof of regular employment, etc.

Credit card application conditions:

Be 18 years or older;

Hold a valid ID card;

No bad credit record;

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Proof of regular employment;

Proof of income stamped with the financial seal of the unit;

Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.;

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Proof of social pension insurance;

Provide two contact persons.

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