What is the general credit limit of the Bank of Nanjing Jingdong Finance co-branded card? As we all know, the credit card limit is related to the applicant's credit conditions and the card limit applied for, and the credit card limit of the Bank of Nanjing also has different levels. The credit limit of this Bank of Nanjing Jingdong Finance co-branded card is a UnionPay platinum card. According to the credit card limit level of Bank of Nanjing, the credit limit is generally more than 50,000 yuan. However, the actual credit limit may be lower than this standard. The specific amount depends on the applicant's credit conditions. Factors such as the cardholder's age, gender, work unit, position, salary income, family conditions, etc. will all affect the credit limit. .
In order to obtain a high amount of credit, applicants need to improve their credit card application strength from two aspects: 1. Bank of Nanjing can effectively provide additional financial proof under the condition that it meets the basic conditions for credit card application. Earn the bank's trust in a practical way, such as: real estate certificate, driving license, large deposit receipts, financial management certificates, etc., which can well support your consumption needs and repayment ability. 2. Jingdong Finance: My personal Jingdong account is highly active, and I have a high credit score. I have never had malicious negative reviews or overdue IOUs when shopping on Jingdong. To sum up, the Bank of Nanjing Jingdong Finance co-branded card is a platinum card, and the limit will theoretically be more than 50,000 yuan. However, if the applicant has average application qualifications, the initial limit may be only a few thousand yuan. At this time, don’t cancel the card because of a low limit. Slowly maintain the card and you will have the opportunity to increase the limit.