Current location - Trademark Inquiry Complete Network - Overdue credit card - Help! Why is the available balance of Agricultural Bank of China's credit card negative?
Help! Why is the available balance of Agricultural Bank of China's credit card negative?

The temporary quota expires.

The temporary limit is a temporary limit that the bank adjusts based on some major holidays and your credit card usage. Usually there is a temporary limit of 30. When the temporary limit expires, it will return to the fixed limit. , at this time, if the temporary limit is spent this month, and the temporary limit is not available next month, you still spend it as usual. In the end, you will find that the balance on the credit card bill is negative.

Temporary limit expiration: The temporary limit of a credit card is usually valid for about 30 days. If the cardholder has not made repayment after the temporary limit expires, the available limit may be displayed as a negative number. At this time, it is recommended that cardholders can apply for an extension of the temporary limit or repay as soon as possible.

Extended information:

Notes:

1. Different banks have different charging standards for handling fees, different installment numbers, and handling fees. It’s not the same. It’s worth noting that if you withdraw cash by credit card, the bank will charge additional cash withdrawal fees, and interest will be charged at 50,000% of the cash withdrawal amount starting from the date of withdrawal.

2. The four dates that you should always pay attention to after applying for a credit card are: transaction date, bank accounting date, statement date and repayment date. Pay attention to these four dates.

3. Bank accounting date: Each transaction record is recorded in the account. However, due to special conditions in overseas consumption, the transmission of information will be slightly slower and there will be a time difference of several days.

Baidu Encyclopedia-Agricultural Bank of China Credit Card