AliPay borrowing cannot be directly used to repay credit cards. It is suggested that users should use their own money to repay credit cards. If not, you can choose to pay the minimum repayment by stages or first.

although borrowing can't directly repay the credit card, users can withdraw it into the bank card after borrowing, and then repay the credit card through Alipay channel or other channels.

It is not recommended to repay the credit card in this way. After borrowing money from the borrower, it will also generate interest, and the interest rate of the borrower may be higher than that of the credit card.