Legal Subjectivity:

Suspension of credit card use allows for minimum repayments. Unless the user's credit card is overdue and the bank requires the user to pay off the overdue balance in one go, the user can choose the minimum payment or installment repayment. Regarding the question of whether the minimum repayment can be made if the credit card is suspended, the editor of the website will answer it in detail for you below. 1. Can you make minimum repayments if you suspend the use of your credit card? 1. Can you make minimum repayments if you suspend the use of your credit card? Unless the user's credit card is overdue and the bank requires the user to pay off the overdue balance in one go, the user can choose the minimum payment or installment repayment. There are many reasons for the suspension of credit card use. If the user has not overdue, the card may also be suspended. 2. Therefore, after the use of the credit card is suspended, the user needs to actively contact the card-issuing bank to resume the use of the credit card. 2. How long is the longest credit card repayment period? 1. The credit card repayment period is calculated based on the statement date and consumption date of your credit card, and is not fixed. The repayment period varies from bank to bank. Generally speaking, it is 18 to 25 days after the bill date. The shortest is 18 days for China Merchants Bank and the longest is 25 days for Industrial and Commercial Bank of China. 2. Generally speaking, the interest-free repayment period of a credit card is about 20 to 50 days. For example, if your statement date is the 12th, the date you use your credit card to make a purchase is the 11th, and the interest-free repayment period stipulated by your card-issuing bank is within 20 days after the statement date, then your repayment will only take 20 days. If the date you use your credit card to make a purchase is the 13th, the purchase will be included in the next bill. Your bill will not be generated until the 12th of the next month, so you have 50 days of interest-free repayment. The period is 30 days from the 13th day of the card payment to the 12th day of the next month when the bill is generated plus 20 days after the bill is generated. The above is the relevant content compiled by the editor. If you suspend the use of your credit card, you can make the minimum repayment. Unless the user's credit card is overdue and the bank requires the user to pay off the overdue balance in one go, the user can choose the minimum payment or installment repayment. If you have any other needs, please go online for one-to-one legal consultation.