What credit card is suitable for mortgage?
For people with mortgages, although the mortgage has not been paid off, at least the owner has also left the identity of a white household. In addition, it is easier to get a card than people without a house. As long as the credit card they apply for matches their qualifications, everything is appropriate.
Of course, it is best to directly handle the credit card of the mortgage bank. After all, the qualification of the person who can approve the mortgage can be said to have passed the preliminary examination of the bank. The bank has learned about our income and credit standing, which is helpful to improve the success rate of card approval.
Can I get a credit card with a mortgage?
Not necessarily. Mortgage can only be used as a stepping stone to apply for a credit card. Whether you can apply for a card depends on the comprehensive evaluation results of the bank on the applicant's credit situation. After all, the credit card application and mortgage application are examined and approved by the credit card department and the loan department respectively, and the two departments perform their respective duties and do not interfere with each other.
In addition, different types of cards have different requirements for applicants. It is best to have a mortgage card, a gold card and the like, but to run a high-end platinum card, you must have strong economic strength. Many banks will look at the AUM value of customers, that is, the scale of asset management, which is a sign to measure customers' contribution to banks.
In short, having a mortgage is the best way to apply for a credit card that matches your qualifications, but it doesn't mean that you can get a card with a mortgage. On the contrary, it will add points to our card, which will help improve the success rate.