Generally speaking, the approval time is 20-25 working days, excluding weekends. If the landlord has not received the news for more than one month, you can check the application progress in the following ways:
1, through the network query way:
The landlord can log in to ICBC official website, select the credit card progress page of ICBC Credit Card Center, click the application progress query, enter the credit card application progress query page, and enter the ID number query.
2. Inquire through the bank customer service hotline:
The landlord calls ICBC's customer service number, and then turns to manual service to ask the customer service staff to help you check the progress of ICBC's credit card application.
3. Inquire through bank outlets
You can check the application progress of your ICBC credit card through the ICBC counter or contact the local card issuer.
When you finally get the card, the bank will send you a short message, usually a registered letter, about three working days after the success. Please be patient. The short message contains the code of the registered letter of China Post. You can call 1 1 185 with this code to check the sending progress of the card, and it will be received within 18 days after mailing.
The easiest way to open a card successfully is to wait for the notice from the bank. Nowadays, many banks will send you a message after you successfully open the card. Another simple and rude way is to try swiping your card directly.
It is understood that after the credit card is successfully opened, there is no charge (except for the special envoy credit card type), but after the cardholder uses the credit card, the card will have an annual fee.
Most credit cards are free of annual fees in the first year, and will incur annual fees after swiping the card in the second year.
Usually it can be exempted after certain conditions are met. For example, how many times you swipe your card or how much money you spend depends on which bank credit card you hold.
There is no warning that ICBC's credit card is rejected. Those who do not meet the requirements for bank credit card application will not be approved. China Industrial and Commercial Bank credit card application conditions are as follows:
1, aged 18 to 55, with full capacity for civil conduct.
2. If you have a stable job, you can provide proof of work and income.
3. The credit status is good, and there is no overdue record of applying for this card in the past two years.
4. Have a fixed residence and can provide valid proof of residence.
5. No other liabilities, no loans.