The so-called "consumer finance" is actually a modern financial service way to supply consumer loans to all walks of life.

Consumer finance includes two modes: one is that capital suppliers lend money directly to consumers, and then consumers buy goods from consumer goods suppliers themselves, and then return the money to capital suppliers, such as cash loans; The other is that when consumers buy goods, the fund supplier pays the money to the consumer goods supplier on behalf of the consumer, and then the consumer returns the money to the fund supplier, such as credit card (debit card) and installment payment.