For holders of our credit card, the consumption amount can be repaid before the due repayment date, and can be returned to the credit card before 24: 00 at the latest (subject to the actual receipt). 3 natural days after the due repayment date is the repayment grace period.
Consumption before the current bill date will be included in the current bill; Consumption after the bill date will be included in the next bill.
For example, if the billing date of a credit card is 15, the last repayment date is the 3rd of the following month. Credit card spending between February 15 and March 14 is included in the March bill and needs to be repaid before April 3. If the credit card spending between March 15 and April 14 is included in the April bill, it needs to be repaid before May 3.
How long will it take for the credit card repayment of China Merchants Bank to arrive?
The time for credit card repayment entry and line recovery is determined by your repayment method:
① Repay the credit card by bank transfer or cash. It can be restored in real time, and it usually takes 2 days to get the account.
(2) Repayment through Alipay, WeChat and other channels will not be recovered in real time. Click on the webpage link here to see the limits of quota recovery.
(3) automatic repayment with one card, and the credit card amount will be recovered within 1-3 hours after automatic deduction.
The withdrawal of the available credit line means that the credit card has been repaid and can continue to be used for consumption.
skill
1. The advance cash limit will be restored two days after the repayment record.
2. Late payment will affect the use of the card. Please call the credit card customer service to inquire whether the card can be restored.
(Response time: June 6, 2020 10. Please refer to China Merchants Bank official website for the latest business changes. )
Credit card repayment time of China Merchants Bank
The due repayment date is the last repayment date of the credit card. After the bill is issued, you can repay it before 2 1 date (including 2 1 date).
In each bill, the deadline for recording credit card transactions is called billing date, and the due repayment date is generally around18th day after the bill date (subject to the bill display), and 3 natural days after the due repayment date is the repayment grace period.
Extended data:
Read the date on the credit card bill
Billing date: In each bill, the closing date of recorded credit card transactions is called the billing date.
Maturity date: generally around 18 after the bill date (subject to the bill display), 3 natural days after the due date is the grace period for repayment, and repayment within the grace period will not affect credit reporting.
Trading day: it is the actual date of each credit card transaction, such as the 25th consumption, and its trading day is 25th.
Bookkeeping date: generally the day after the trading day. For example, the consumption on the 25th was not recorded until the 26th.
The billing date of different cardholders may be different. For example, the 25th of each month is the billing date, and each billing date records all transactions recorded from the 26th of last month to the 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill. Transactions recorded after the bill date belong to the next bill, and transactions without bills can be queried in the online bank account management column.
China Merchants Bank official website-Credit Card Question Answers
When is the repayment date of China Merchants Credit Card?
The repayment date of China Merchants Bank's credit card is determined by the billing date, and the repayment date is 18 days after the billing date.
The billing date of China Merchants Bank credit card is not fixed. Different cardholders may have different billing dates, and 18 days after billing date is the repayment date. For example, the 25th of each month is the billing date, and all transactions recorded on each billing date are from 26th of last month to 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill.
The interest-free repayment date is 18 days after the credit card bill date of China Merchants Bank. Interest-free period refers to the period from the bank bookkeeping date to the due repayment date when the cardholder repays all the payable amount before the due repayment date (inclusive) and enjoys interest-free treatment for consumer transactions. If the cardholder fails to repay in full in the current period, and the unpaid amount does not exceed RMB 65,438+00 or US$ 65,438+0 yuan, the consumer transactions that can enjoy interest-free treatment will not be subject to interest and late fees.
If you want to inquire about the repayment date of China Merchants Bank's credit card, you can log in to mobile banking and click "My Credit Card → Customer Management → Customer Comprehensive Inquiry" to inquire about the repayment date and bill statement of the credit card. The repayment period of China Merchants Bank credit card is three days, so for the cardholder, the actual repayment date can be pushed to the third day after the repayment date.
If you want to check the repayment date of China Merchants Bank loan, you can log in to mobile banking, click "My → All → My Loan → Loan Record", and click the applied loan to check the details of this loan. There is no grace period for repayment of loan business, and it must be paid off before the repayment date. If there are difficulties, it is recommended to negotiate with the staff of China Merchants Bank in advance.
So much for the introduction of repayment date of China Merchants Bank. I hope I can help you. If the repayment date is still not found, it is recommended to call the customer service phone of China Merchants Bank, switch to manual service consultation, or go directly to the business hall for consultation.
So much for the introduction of how long it takes to repay the credit card loan of China Merchants.