Convenience cards generally take about twenty days to be approved. After the applicant submits the application materials for the convenience card, the application materials will enter the review stage after being delivered to the bank credit card center, during which there will be a telephone call back. If it is approved, it will take about 20 days for the bank to make a card and send it by registered mail.

If you haven't received the application notice of the convenience card for a long time, the applicant can call the customer service phone of the bank that handles the convenience card to consult the specific matters of handling the convenience card.

Convenience card is a kind of loan commodity, which has the function of "savings card+small loan". Mainly provided by rural commercial banks and rural credit cooperatives for their customers. The premise of applying for a convenience card is that the applicant needs to be 18 years old, generally not more than 60 years old. Not everyone can apply for a convenience card. Applicants generally need farmers, businessmen, urban and rural residents, public officials and so on. And the applicant needs to have full capacity for civil rights.