1. The applicant is between 18 and 6 years old and has full capacity for civil conduct.
2. The applicant shall provide legal and effective proof of identity and financial resources, such as real estate license and driving license.
3. The applicant has a work certificate issued by the company and an income certificate stamped with the financial seal of the company.
4. Is the applicant's credit good? There is no bad credit record.
5. The applicant has a fixed residence and proof of residence at the place where the handling bank is located.