Credit cards cannot provide loans to buy a house. If you want a loan to buy a house, you can directly apply for a bank mortgage. The following is the application process for a bank mortgage:

1. Choose a house, pay the down payment and contact the real estate company. Negotiate and sign a house purchase contract;

2. Bring the house purchase contract, ID card, marriage status certificate, property certificate, etc. to the bank, submit a loan application and receive the application form;

3. Fill in Application form and submit it to the bank together with relevant materials;

4. The bank reviews the loan application and materials and evaluates the value of the house;

5. The bank signs a contract with the borrower , handle insurance and mortgage registration and other procedures;

6. Bank transfer to the designated account.