Ping An Bank's credit card overdraft limit generally has two levels. The first level is 3000-50000 yuan, like Ping An Bank Gold Card. Ping An Bank will evaluate your credit status according to the information you provide, such as your previous repayment, and set a limit within this range, which is your overdraft limit;

The second level is more than 50 thousand yuan, which is the platinum credit card of Ping An Bank, which is a credit card with a relatively high overdraft limit. In addition, the Platinum Card not only has a high credit limit, but also enjoys VIP services such as five-star business trips and high insurance coverage.

If you have temporary high overdraft demand, such as studying abroad and getting married, you can call the 24-hour customer service hotline of Ping An Bank, and we will temporarily increase your overdraft limit according to your actual situation and credit situation. You can fully enjoy the convenience brought by the flexibility of overdraft limit, but at the same time you need to pay a certain handling fee if you exceed your fixed overdraft limit. The increased temporary credit line is generally valid within 30 days, and your credit line will be automatically restored to the original credit line after expiration.