credit cards support cash withdrawal on ATM machines, and the cash withdrawal process is the same as that of bank cards, but the cash withdrawal amount of credit cards will be limited, usually 5%-1% of the credit line. Please consult the issuing bank for details. Credit card withdrawal by ATM is subject to daily withdrawal interest in addition to withdrawal handling fee, so the credit card withdrawal service is only applicable to emergencies. Different banks charge different fees for credit card cash withdrawal. If you want to use credit card cash withdrawal service, you can call customer service first to inquire about the handling fee, interest fee and cash withdrawal amount, so that you can calculate the fees to be paid for this cash withdrawal in advance.

No matter what form of cash withdrawal, you should pay attention to the following two points:

1. The credit card withdrawal amount is generally half of the credit line. Suppose your credit card limit is 1 thousand yuan, then you can withdraw up to 5 thousand yuan when you withdraw cash.

2. You need to pay handling fee and interest for withdrawing cash by credit card. Credit card fees are generally charged at one time, and different banks have different standards for credit card withdrawal fees, but they are not low. The interest rate of credit card withdrawal is five ten thousandths of a day, and there is no interest-free period. Interest is calculated from the day of withdrawal, and compound interest is calculated on a monthly basis, which is the so-called "rolling interest". So remember to pay back the money as soon as possible after withdrawing cash.

handling fee for cash advance in domestic banks:

ICBC has no handling fee in local banks;

2.5% of the cash withdrawal amount of China Everbright Bank, with the lowest 3 yuan and the highest 2 yuan;

1% of the transaction amount of Agricultural Bank, with the lowest 1 yuan.

1% of the cash withdrawal amount of CCB is the lowest in 1 yuan RMB and the highest in 5 yuan.

there is no handling fee for the local bank of China Bank.

1% of cash advanced by China Merchants Bank, with a minimum charge of RMB 1 yuan (the first payment of city series credit cards is free of charge).

1% of the transaction amount of Jiaoneng Bank, with a minimum of RMB 5 yuan per transaction (new standard).

2.5% of the transaction amount of Ping An Bank, with a minimum of RMB 25 yuan per transaction.

.5% of the cash withdrawal amount of Minsheng Bank, with a minimum of RMB 1 yuan.

2% of cash advanced by Industrial Bank is charged, and the minimum charge is RMB 2 yuan.

3% of cash advanced by China CITIC Bank is charged, and the minimum charge is RMB 3 yuan.

3% of the cash withdrawal amount of Shanghai Pudong Development Bank, with a minimum of RMB 3 yuan.

2.5% of the cash withdrawal amount of Guangfa Bank; The lowest RMB is 1 yuan.